⚙️
POCKETFORGE IS BEING FORGED
We're adding the Smart Paycheck Splitter and making everything rock-solid.

Back online very soon — sign up below for early access.
For testers only → Internal Access
⚙️ Built for the Trades

KNOW WHAT YOU
ACTUALLY MAKE.

Real pay. Real margins. Real tax numbers. PocketForge cuts through recruiter packages and low-ball bids so you walk into every job knowing exactly what you're taking home.

14
Calculators
10+
Trade Types
$0
To Start
⚡ Pro
From $4.99/mo
✅ Works offline 📱 Installable on phone 🔒 100% private
💵
Income Clarity
See your actual take-home — after tax, per diem, expenses, and travel. Not the number on the offer sheet.
📐
Margin Protection
Price your bids on margin, not markup. Know when a job doesn't cover your real costs before you accept it.
🧾
Tax Discipline
Estimate your W-2 or 1099 tax hit. Set a reserve buffer on every bid. No surprises at filing.
🔒
Control Between Jobs
Track net worth, emergency fund, and Forge Score month to month — so the slow season doesn't wreck you.
⚡ Pro now includes Smart Paycheck Splitter
Never blow another big check again. Split every paycheck into Tax, Emergency, Retirement & Spending automatically.
BUILT FOR YOUR TRADE
Every calculator built around how your pay actually works — not generic finance math.
⚛️
Nuclear
Outage pay, per diem, subsistence
🏥
Travel Nursing
Stipend math, real take-home
⚡
Storm Work
Hazard rates, double-time, travel
🌬️
Wind Tech
Site days, camp cost, rotation pay
🔧
Pipefitter / Welder
Job compare, rate decode, per diem
🏗️
Contractors
Bid pricing, margin, take-home
🛠️ CORE TOOLS — FREE
14 calculators. No account. No paywall. Open one, run your number, make the call.
☢️
NUCALC
Nuclear outage pay with per diem, subsistence, and union scale. Know your real number before you sign.
🩺
SCRUBCALC
Travel nurse contracts decoded — taxable wages plus stipends minus housing costs equals what you actually keep.
⚡
STORMCALC
Storm pay with hazard rates and double-time factored in. Run the numbers before you load the truck.
🌬️
WINDCALC NEW
Wind rotation pay after camp costs and hazard pay. What does this site actually net per day?
🌡️
HVAC BID CALC
Margin-based bid pricing. See total job price, profit in dollars, true margin %, and net take-home after your tax buffer. PocketForge flags unsafe margins before you send the bid.
🧾
TAXCHECK
W-2 or 1099 tax estimate on any income level. Know your bite before the year ends.
⚙️ JOB QUALITY RATING — BUILT INTO EVERY CALCULATOR
After you run any calculation, PocketForge automatically rates the job based on margin, net take-home, tax exposure, and your current emergency fund position. No guesswork.
🟢
Strong Contract
Margin 30%+, tax reserve set, emergency fund stable. This job protects profit and slow periods. Take it with confidence.
🟡
Acceptable — Margin Tight
Margin 20–28%. Covers costs but leaves little buffer for slow weeks, unexpected overhead, or a tax hit. Price carefully.
🔴
High Risk — Low Net or Weak Buffer
Margin under 20%, or emergency fund under 1 month. This job may cost you more than it pays. Renegotiate or pass.
FINANCIAL CONTROL BETWEEN JOBS
The calculators tell you what a job pays. The Dashboard tells you where you actually stand — month to month, job to job.
⚙️ Forge Score
A single 0–100 score calculated from your savings rate, net worth, emergency fund, streak, and job quality. Updates every time you do a monthly check-in. Tells you exactly how financially stable you are right now.
💰 Net Worth Tracker
Enter your cash, investments, and debt. See assets vs. liabilities as a bar chart. Tracks whether you're gaining ground or losing it between outages and contracts.
🏦 Emergency Fund Progress
Set your monthly expenses. The dashboard calculates your 3-month target and shows how close you are. A funded emergency fund is what keeps you from taking a bad job because you're desperate. PocketForge flags when your fund falls below safe levels so you know your real negotiating position.
🔥 Momentum Streak
Counts consecutive months you've logged a check-in. Each month you show up builds your streak and raises your Forge Score. Miss a month, it resets. The streak is the discipline.
One check-in. Five minutes. Once a month.
Enter your income, cash, investments, expenses, debt, and emergency fund. PocketForge calculates everything else — Forge Score, net worth, fund progress, persona, and milestone tracking. No bank connection. No account. Stays on your device.
🔒
Your Data Stays Local
Everything saves to your browser. No account, no server, no one watching your numbers.
📱
Works in the Field
Use it from the truck, the bunkhouse, or a job site parking lot. No signal required once it loads.
⚡
Pro Is Live
All 14 calculators and the Dashboard are free forever. Pro adds the Smart Paycheck Splitter — split every check into Tax, Emergency, Retirement, and Spending automatically.
⚡ Pro — Now Live
SMART PAYCHECK SPLITTER
Pro now includes Smart Paycheck Splitter — never blow another big check again. Every paycheck gets split automatically into four buckets. Tax Reserve, Emergency Fund, Retirement, and Spending. Before you spend a single dollar.
🏛️
Tax Reserve
Set aside 25–30% for quarterly estimated taxes automatically, every check. April stops being a crisis.
🛡️
Emergency Buffer
Build the fund that keeps you from taking a bad job because you're desperate between outages and contracts.
📈
Retirement
Route a slice of every paycheck to your Roth IRA or Solo 401k before lifestyle inflation eats it.
💸
Real Spending Money
What's left after the three priorities are funded. That's your number. Guilt-free, because your future is covered.
How it works — three taps
1
Enter Paycheck
Type your gross amount. Date and job type optional.
2
Calculate Splits
See the exact dollar amount for each bucket instantly.
3
Apply & Transfer
Copy transfer instructions for each account. Done.
One price. Everything unlocked.
All 14 calculators stay free. Pro adds Smart Paycheck Splitter + full history.
Monthly
$4.99
per month · cancel anytime
Best Value · Save 33%
Yearly
$39.99
per year · just $3.33/mo
Lifetime 🔥
Launch Price
$79.99
once · never billed again
Secure payment via Stripe · No card data touches this site · support@pocketforgeapp.com
⚙️ PocketForge — Know What You Actually Make. For the Trades.
Built by tradespeople, for tradespeople. Not tax advice. Not financial advice.
🛠️ Trades Calculators
Free: NUCALC + STORMCALC • Upgrade for all 14 ⚡
🏗️ JOB & BID CALCULATORS
Price your work right. Margin-based bidding so you stop leaving money on the table.
🌡️
HVAC BID CALC NEW
Margin-based bid pricing — labor, materials, overhead, and what you actually pocket. PocketForge flags unsafe margins before you send the bid.
Labor Cost ($)
Material Cost ($)
Overhead % of Total Cost
Desired Profit Margin %
Travel Miles (round trip)
Tax Buffer % (optional)
Total Job Price
—
—
Estimate only. Not tax or financial advice.
🖌️
PAINTCALC NEW
Margin-based quote builder — materials, labor, and your real profit per job.
Sq Ft to Paint
Number of Coats
Labor Cost ($)
Material Cost ($)
Overhead % of Total Cost
Desired Profit Margin %
Travel Miles (round trip)
Tax Buffer % (optional)
Total Quote
—
—
Estimate only. Not tax or financial advice.
🔩
PLUMBCALC NEW
Flat fee + hourly + parts margin — what does this service call actually net?
Flat Call Fee ($)
Hourly Rate After 1st Hr ($)
Avg Job Time (hrs)
Parts Cost ($)
Desired Parts Margin %
Overhead / Call ($)
Travel Miles (round trip)
Tax Buffer % (optional)
Net Per Service Call
—
—
Estimate only. Not tax or financial advice.
🔧
AUTOCALC NEW
Shop rate, book hours, parts margin — your real take-home per repair job.
Labor Cost ($)
Parts Cost ($)
Overhead % of Total Cost
Desired Profit Margin %
Warranty Reserve %
Bay Rent / Week ($)
Jobs Per Week
Tax Buffer % (optional)
Total Job Price
—
—
Estimate only. Not tax or financial advice.
⚡ INCOME & PAY CALCULATORS
Know your real take-home before you pack the truck and head out.
🌬️
WINDCALC NEW
Wind Tech / Turbine Pay — site days, camp cost, hazard pay. What does this rotation actually net?
Base Hourly Rate ($)
Hours Per Day
Days On Site
Per Diem / Day ($)
Hazard Pay / Day ($)
Camp / Housing Cost ($)
Drive / Travel Pay ($)
Tax Rate (%)
Job Description (optional)
Estimated Net Pay
—
—
Not tax advice.
☢️
NUCALC Popular
Nuclear Outage Pay — per diem, subsistence, union scale. Know your number before you sign.
Hourly Rate ($)
Hours Per Week
Outage Weeks
Per Diem / Week ($)
Subsistence / Week ($)
Expenses / Week ($)
Tax Rate (%)
Net Outage Pay
—
—
Not tax advice.
🩺
SCRUBCALC
Travel Nurse Pay — strip out the recruiter fluff. What actually hits your account?
Taxable Hourly ($)
Hours Per Week
Contract Weeks
Housing Stipend / Week ($)
M&IE Stipend / Week ($)
Actual Housing Cost / Wk ($)
Tax Rate (%)
Net Contract Pay
—
—
Not tax advice.
⚡
STORMCALC
Storm Season Pay — hazard rates, double-time, expenses. Is this storm worth chasing?
Base Hourly ($)
Regular Hours / Day
OT / Hazard Hours / Day
Days On Storm
Per Diem / Day ($)
Expenses ($)
Tax Rate (%)
Net Storm Pay
—
—
Not tax advice.
⚖️
JOB COMPARE
Two offers side-by-side — which one actually puts more in your pocket?
JOB A
Hourly ($)
Hrs/Wk
Per Diem/Wk ($)
Expenses/Wk ($)
JOB B
Hourly ($)
Hrs/Wk
Per Diem/Wk ($)
Expenses/Wk ($)
Tax Rate (%)
Contract Duration (weeks)
Monthly Expenses ($) (optional)
Best Job
—
—
Estimates only. Not financial or tax advice.
🏠
HOME VS ROAD
Is traveling worth it? Local paycheck vs road money — after real costs.
LOCAL JOB
Hourly ($)
Hrs/Wk
TRAVEL JOB
Hourly ($)
Hrs/Wk
Per Diem/Wk ($)
Extra Costs/Wk ($)
Tax Rate (%)
Travel Premium / Week
—
—
💰 WEALTH & TAX TOOLS
Estimate your tax hit, maximize per diem, and build toward your number.
🧾
TAXCHECK
Estimate your tax bite on any job — W-2, 1099, or blended. No surprises at filing.
Gross Annual Income ($)
Filing Status
Worker Type
Deductions ($)
Est. Total Tax
—
—
Estimate only. Not tax advice. Consult a CPA.
🏨
PER DIEM PRO
Maximize per diem — find the tax-free surplus between what they pay and what you spend.
City / Location
Daily Per Diem Offered ($)
Actual Daily Housing Cost ($)
Days Away
Tax-Free Surplus
—
—
Not tax advice.
🎯
GOALCALC
How many outages or storm jobs does it take to hit your savings target?
Savings Goal ($)
Current Savings ($)
Avg Net Per Job ($)
Monthly Expenses ($)
Jobs to Goal
—
—
🔍
RATE DECODER
Decode a recruiter's package — what's the actual hourly when you stack it all up?
Base Hourly ($)
Weekly Housing Stipend ($)
Weekly M&IE Stipend ($)
Hours Per Week
Sign-On Bonus ($)
Contract Weeks
Effective Hourly Rate
—
—
⚙️ PocketForge — All calculator results are estimates only. Not tax or financial advice. Consult a qualified professional.
📊 Financial Command Center
Forge Score · Income Tracking · Tax Discipline · Emergency Fund · Streak
⚠️ Discipline tracker — not a financial planner. Not tax or financial advice. Your data lives on this device only.
⚙️ Forge Score
—
out of 100 — your financial discipline rating
🔧 No Check-In Yet
Complete your first monthly check-in to get your Forge Score and financial persona.
🔥 Complete your first check-in to unlock your Forge Score and persona.
Scroll down → fill in income, expenses, and emergency fund → hit Save.
🔥 Momentum Streak
0
consecutive
months
checked in
Consistency is the discipline. Start your streak with your first monthly check-in.
Last Check-In
Never
💰 Net Worth Tracker
Assets$0
Liabilities$0
Net Worth $0
🏦 Emergency Fund
Saved $0
Target (3 months expenses) $0
Set monthly expenses in your check-in. Your safety net keeps you in the trade.
🚨 Financial Pressure Indicator
Complete a check-in to see your negotiating position.
📈 Savings Rate
—
% of income saved
Log a check-in to calculate your savings rate.
📊 Income Trend
Log 3 or more check-ins to see your income trend.
📋 Monthly Check-In
Log your numbers once a month. That's the whole discipline. Income, savings, debt, emergency fund — all in one place.
✅ Check-in saved for this month. Come back next month or use Force Save to update now.
📸 Receipts / Expense Photos
Not tax or financial advice.
🏆 Milestones
✓
First check-in complete 🔧
✓
3-month streak 🔥
✓
6-month streak — Storm Season Veteran
✓
Emergency fund funded 🏦
✓
$50k saved from outage/storm work 💰
✓
Debt-free after storm season 🎉
✓
$100k net worth — Nuclear Wealth Builder
🔧 Recent Saved Gigs
No gigs saved yet. Run a calculator and click "Save to Check-In".
⚙️ PocketForge — Data stored locally on this device only. Not tax or financial advice.
🚗 Mileage Logger
Track every business mile • $0.67/mi deduction (2026 IRS rate)
➕ Log a New Trip
📋 YTD Business Miles • 0 mi = $0 deductible
⚙️ PocketForge — Mileage deduction at 2026 IRS standard rate of $0.67/mi. Not tax advice.
📈 Score History
Track your Forge Score over time.
📋 Check-In Log
📋
No check-ins yet
Save your first monthly check-in on the Dashboard tab to start tracking your Forge Score over time.
🧪 What-If Lab
Simulate scenarios and see your future Forge Score.
⚡ Scenario Presets
Monthly Income: $0
Cash Savings: $0
Investments: $0
Monthly Expenses: $0
Total Debt: $0
Job Quality (1-10): 7
Monthly Savings Rate—
Net Worth—
Emergency Fund Coverage—
🔥 Projected Forge Score—
Projections only. Not financial advice.
📚 Resources
Tools and links for traveling tradespeople.
☢️ Nuclear Outage Calendar
Track upcoming plant outages and seasonal work windows across the US.
IAEA Plant Info →
🏨 IRS Per Diem Rates
Official GSA per diem rates by city — know if your package qualifies for tax-free treatment.
GSA Per Diem Rates →
🩺 Travel Nursing Resources
Compare contracts, understand tax homes, and calculate real take-home with resources from the travel nurse community.
Travel Nurse Central →
🌬️ Wind Energy Jobs
Job boards and resources for wind turbine technicians — seasonal and permanent roles.
Wind Power Jobs →
💼 IRS Publication 463
Travel, Gift, and Car Expenses — the official guide for deducting work travel and per diem.
Read Pub 463 →
📊 Bureau of Labor Statistics
Wage data for your trade — know if you're being paid fairly relative to national averages.
BLS Wage Data →
🏦 Roth IRA for Trades Workers
When you earn big on outages, understand how to maximize retirement contributions before December 31.
IRS Roth IRA Guide →
⛑️ OSHA Trades Safety
Know your rights and safety requirements on nuclear, wind, and storm restoration jobs.
OSHA.gov →
⚠️ Disclaimer
PocketForge is an educational tool built by tradespeople, for tradespeople. Nothing on this site constitutes tax, legal, or financial advice. Always consult a qualified CPA, tax attorney, or licensed financial advisor for your specific situation. IRS rules on per diem, tax homes, and contractor status are complex and vary by circumstance.
⚙️ PocketForge — Pay Smart. Build Wealth. For the Trades.
Built by tradespeople, for tradespeople. Not tax advice. Not financial advice.
💵 Money Moves
Smart Paycheck Splitter · Know exactly where every dollar goes
Enter Paycheck Amount
$
$0.00
Split across 4 buckets
Other
Split percentages set in
🔥
Paycheck Logged!
Every dollar has a job. Here's where to move it.
Data stored privately on this device · Export CSV for CPA
⚡ Quick Split Calculator
Type any amount to instantly see your split.
$
30%
$0
Tax Reserve
15%
$0
Emergency / Equip
10%
$0
Retirement
45%
$0
Spending Money
📊 YTD Bucket Totals
Log your first paycheck to build your YTD picture.
📋 Paycheck History
Filter:
Paycheck splits are planning guidelines only — not tax or financial advice. Actual tax obligations vary. Always consult a licensed CPA.
⚙️ PocketForge — Money Moves · Pay yourself first, every paycheck.